Multi-asset compounding
Mix ETFs, gold, a 401(k), individual stocks and cash. Each asset compounds on its own benchmark rate — all of them editable.
Retail investment simulationWatch small, steady
Watch small, steady
contributions compound.
assetDCA turns dollar-cost averaging into something you can see. Model a real portfolio across ETFs, gold, a 401(k) and more — then read its future in today's money, after tax, with the full range of market outcomes.
- Asset classes
- 12
- Market paths simulated
- 600+
- Cost to use
- $0
Live preview9% / yr · reinvested
Projected balance$528,843$150.0K invested + $378.8K growth
A taste of the full simulator — drag to explore.
What you get01 02 03 04 05 06
Institutional-grade modelling, made readable.
Real vs. nominal value
See the headline dollar figure and what it's actually worth after inflation, side by side, across the whole horizon.
Monte Carlo outcomes
Hundreds of randomized market paths reveal best, median and worst cases — not a single optimistic line.
Tax-aware results
Capital gains taxes apply only to taxable assets at the rate you set; tax-advantaged buckets are handled correctly.
ETF directory
Search and compare popular funds by fees, AUM, issuer and historical CAGR, then drill into holdings.
Plain-English learning
An alphabetized glossary and contextual FAQs turn jargon into intuition as you go.
Why dollar-cost averaging
The boring strategy that quietly wins.
Investing a fixed amount on a schedule means you buy more when prices are low and less when they're high — automatically, without guessing the market's next move. Over decades, consistency tends to beat cleverness. assetDCA is built to show you exactly how.
Try your own numbersCommon questions
Questions, answered
A free simulation platform that shows how regular, disciplined investing across a mix of assets could grow over time — accounting for inflation, taxes, and market uncertainty.
Everyday investors who want to understand compounding, compare asset mixes, and build intuition before committing real money. It is educational, not advisory.
Yes — all tools are free, with no account and no ads pushing products at you.